BudgetWise Billing

You can't control the weather, but we can help you control your energy bills with our BudgetWise Billing program. It’s free and enables you to pay your annual energy bill in equal payments, leveling the seasonal ups and downs of your gas and electric bills.


BudgetWise Billing®

To enroll in BudgetWise Billing online, you will need to sign in to your DTE Energy online account. You can unenroll from BudgetWise Billing at any time.


Program Highlights


Financial Management
By making your monthly bills more predictable, BudgetWise Billing helps to minimize spikes in your amount due during high-demand energy months. This helps you avoid late payments, collection calls and negative credit reporting.
We take the amount of energy used at your current address for the last 12 months and then apply current energy prices to determine your estimated energy cost for the next year. The estimate is divided by 12 to determine your BudgetWise Billing monthly payment.
Current Payment Deferment
When you enroll In BudgetWise Billing, you can defer some or all of your current DTE Energy bill over the next 12 months. This is a great feature for accountholders looking to spread the cost of a large bill over a longer period of time.


Quarterly Review

Every three months you'll receive a quarterly review notification, and we may adjust your budget amount up or down to avoid a large under- or overpayment at the end of 12 months.

Settlement Month

Once a year, you decide how to manage any under or overpayment.



Estimate Your Monthly Payment

Annual DTE Energy Bill
Estimated Monthly Payment
$600 - $1,000
$50 - $83
$1,000 - $2,000
$83 - $167
$2,000 - $3,000
$167 - $250
$3,000 - $5,000
$250 - $417

Get an estimate based on your actual bill history.


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